Terms of Use

HerTerms is being developed as a women's financial organization, wealth-building, and long-term security platform. HerTerms may provide educational resources, financial organization tools, application pathways, partner introductions, documentation support, account-related services, and access to selected financial, legal, business, or professional partners.

Unless expressly stated otherwise in a separate written agreement, HerTerms does not provide legal, tax, accounting, investment, banking, custody, lending, insurance, divorce, immigration, or financial planning advice.

Any regulated financial, legal, tax, investment, or professional service will be provided only through appropriately authorized professionals, licensed entities, regulated partners, or separate contractual arrangements where required.

This website is intended for users who are at least 18 years old.

By using the website, you represent that you are at least 18 years of age and have the legal capacity to agree to these Terms.

If you use the website on behalf of a company, trust, family office, institution, or other organization, you represent that you have authority to act on behalf of that entity.

The content on this website is provided for general informational and educational purposes only.

Nothing on this website should be understood as legal advice, tax advice, investment advice, financial planning advice, custody advice, divorce advice, banking advice, or a recommendation to buy, sell, hold, borrow, lend, invest, transfer, structure, conceal, or dispose of any asset.

You should consult qualified professionals before making decisions involving money, investments, taxes, family law, business formation, estate planning, legal claims, documentation, custody, residence, immigration, or regulated financial products.

Your use of the HerTerms website, submission of a form, joining of a waitlist, receipt of a newsletter, or communication with HerTerms does not create an attorney-client relationship, fiduciary relationship, adviser-client relationship, banker-client relationship, broker-client relationship, accountant-client relationship, therapist-client relationship, or any other professional relationship.

A professional relationship will exist only if expressly agreed in a separate written agreement with HerTerms, a regulated partner, or a qualified professional.

HerTerms does not guarantee any particular financial, legal, tax, business, family, custody, investment, credit, court, settlement, banking, immigration, or personal outcome.

Any examples, scenarios, illustrations, case studies, projections, or references to potential benefits are for general discussion only and should not be relied upon as promises, predictions, or guarantees.

Your outcomes depend on many factors outside the control of HerTerms, including applicable law, market conditions, partner requirements, regulatory obligations, personal facts, documentation quality, professional advice, court decisions, institutional discretion, and individual choices.

Joining a waitlist, submitting an inquiry, completing an application, or expressing interest in HerTerms does not guarantee access to any product, account, service, partner, professional, financial institution, investment opportunity, credit product, legal service, or platform feature.

HerTerms may accept, decline, delay, prioritize, suspend, or discontinue access to any user, application, service, or feature at our discretion, subject to applicable law.

We may require identity verification, eligibility review, compliance checks, sanctions screening, anti-money laundering review, tax information, source-of-funds documentation, partner approval, or other information before providing or facilitating access to certain services.

HerTerms may work with banks, wealth managers, payment providers, custodians, compliance vendors, identity verification providers, legal professionals, accountants, business advisers, insurers, technology providers, and other third parties.

Certain services may be offered by independent third parties rather than by HerTerms directly. Those services may be subject to separate terms, privacy policies, engagement letters, disclosures, fees, eligibility criteria, regulatory requirements, and professional obligations.

HerTerms is not responsible for the acts, omissions, advice, decisions, services, products, fees, policies, or outcomes of independent third-party providers unless expressly required by law or stated in a separate written agreement.

You agree to provide accurate, complete, and current information when using the website or submitting information to HerTerms.

You are responsible for reviewing information carefully before submitting it, keeping your contact details updated, protecting your own devices and accounts, and seeking professional advice where appropriate.

You agree not to use the website or HerTerms services for any unlawful, fraudulent, abusive, misleading, harmful, invasive, or unauthorized purpose.

You also agree not to submit false documents, impersonate another person, misrepresent ownership of assets, conceal material facts, violate court orders, infringe third-party rights, interfere with website security, attempt unauthorized access, scrape the website, introduce malicious code, or use HerTerms to facilitate unlawful conduct.

HerTerms may involve sensitive financial, identity, business, family, or legal-adjacent information. You should not send confidential documents, identity documents, private financial records, legal filings, medical information, children's information, or highly sensitive personal information through general website forms or ordinary email unless we specifically request it through an authorized and appropriate process.

If secure upload tools, client portals, or partner channels are made available, you agree to use those channels for sensitive submissions.

HerTerms is not responsible for information you choose to submit through unsecured or unauthorized channels.

If HerTerms provides account access, you are responsible for maintaining the confidentiality of your login credentials and for all activity that occurs under your account.

You agree to notify HerTerms promptly if you suspect unauthorized access, loss of credentials, suspicious activity, or a security concern.

We may suspend, restrict, or terminate access to accounts or services if we believe there is a security risk, compliance concern, misuse, fraud risk, legal requirement, or violation of these Terms.

Certain HerTerms services, subscriptions, applications, consultations, partner introductions, administrative services, certification processes, or platform features may be subject to fees.

Any applicable fees, billing terms, refund rules, cancellation rights, and payment obligations will be disclosed separately where relevant.

Unless otherwise stated in writing, fees paid to HerTerms are not payments to third-party professionals, banks, wealth managers, financial institutions, or regulated partners.

All content on this website, including text, design, branding, logos, trade names, graphics, images, icons, page layouts, software, materials, frameworks, product concepts, forms, questionnaires, processes, and other content, is owned by or licensed to HerTerms and is protected by applicable intellectual property laws.

You may view and use the website for your own personal, non-commercial purposes only.

You may not copy, reproduce, modify, publish, distribute, sell, license, reverse engineer, exploit, or create derivative works from HerTerms content without prior written permission.

If you submit comments, feedback, suggestions, ideas, responses, testimonials, survey answers, or other non-confidential materials to HerTerms, you grant HerTerms permission to use, review, analyze, adapt, and incorporate that information for business, product development, research, operational, and service improvement purposes, subject to our Privacy Policy and applicable law.

You should not submit materials that you do not have the right to share.

HerTerms does not claim ownership of your personal documents or private records merely because you submit them to us. Our handling of personal information is described in our Privacy Policy.

HerTerms may use technology, automation, or artificial intelligence to support administrative workflows, organize information, improve user experience, classify documents, personalize content, develop products, or assist internal operations.

AI and automated tools may produce incomplete, inaccurate, or imperfect outputs. They should not be relied upon as a substitute for professional judgment, legal advice, tax advice, investment advice, or financial advice.

Where sensitive, regulated, or eligibility-related matters are involved, HerTerms aims to use appropriate oversight, safeguards, and partner review where required.

The website may contain links to third-party websites, articles, tools, platforms, partner pages, or resources.

These links are provided for convenience only. HerTerms does not control and is not responsible for third-party websites, content, privacy practices, terms, security, advice, products, services, or availability.

Your use of third-party websites is at your own risk and subject to their own terms and policies.

We aim to maintain a reliable website, but we do not guarantee that the website will always be available, uninterrupted, secure, timely, accurate, or error-free.

We may modify, suspend, restrict, or discontinue all or part of the website at any time without notice.

To the fullest extent permitted by law, the website and all content, materials, tools, and communications are provided on an "as is" and "as available" basis.

HerTerms disclaims all warranties, express or implied, including warranties of accuracy, completeness, reliability, merchantability, fitness for a particular purpose, non-infringement, security, availability, and suitability for your individual circumstances.

We do not warrant that the website will be free from viruses, errors, interruptions, unauthorized access, data loss, or harmful components.

To the fullest extent permitted by law, HerTerms, its founders, officers, directors, employees, contractors, advisers, affiliates, partners, licensors, and service providers will not be liable for any indirect, incidental, consequential, special, exemplary, punitive, or similar damages, including lost profits, lost opportunities, lost data, financial loss, reputational harm, emotional distress, legal outcomes, tax consequences, investment losses, custody outcomes, business interruption, or reliance damages.

To the fullest extent permitted by law, HerTerms' total liability for any claim arising out of or relating to your use of the website or these Terms will not exceed the greater of the amount you paid to HerTerms for the relevant website-based service in the three months before the claim arose or [Insert Amount].

Some jurisdictions do not allow certain limitations of liability, so some limitations may not apply to you.

You agree to indemnify, defend, and hold harmless HerTerms, its founders, officers, directors, employees, contractors, advisers, affiliates, partners, licensors, and service providers from and against any claims, liabilities, damages, losses, costs, expenses, fees, or demands, including reasonable legal fees, arising out of or related to your use of the website, your violation of these Terms, your violation of law, your misuse of HerTerms services, your submission of false or unauthorized information, or your infringement of any third-party rights.

Your use of the website is also governed by our Privacy Policy, which explains how we collect, use, disclose, and protect personal information.

Please review the Privacy Policy carefully before submitting personal information to HerTerms.

We may update these Terms from time to time. When we do, we will revise the effective date above.

Your continued use of the website after updated Terms are posted means you accept the revised Terms.

If you do not agree with the revised Terms, you should stop using the website.

We may suspend or terminate your access to the website, communications, waitlist, application process, or services if we believe you have violated these Terms, created risk, provided false information, engaged in misuse, breached applicable law, or where termination is otherwise appropriate.

You may stop using the website at any time.

Sections that by their nature should survive termination will continue to apply, including intellectual property, disclaimers, limitation of liability, indemnification, privacy, governing law, and dispute resolution.

These Terms are governed by the laws of [Insert Jurisdiction], without regard to conflict of law principles.

Any disputes arising out of or relating to these Terms, the website, or HerTerms services will be resolved in the courts or forums located in [Insert Venue], unless otherwise required by applicable law or agreed in writing.

For questions about these Terms, please contact: